Displaying 1 - 10 of 11 Forum Posts1 2 Next
  • Mar 28, 2021 05:45 PM
    Last: 8mo
    Haven't really done the math when it comes to moving to another state, but being a Texan, I'm grateful that I don't have to pay State Income Tax.
  • Feb 03, 2021 12:02 PM
    Last: 8mo
    WyattTown Wrote:

    Macs are generally much more reliable builds. Really the biggest downside I have with them is their OS upgrades. Just like with the iphones, you will be phased out from your machine being usable in 5-7 years. It will still work, just like the original iphone still technically works, but its no longer supported for updates and runs incredibly slow, even by 1st gen standards.

    Yep, I agree. Until they get better with this to where it's more forgiving, I'm staying with PC.
  • Mar 26, 2021 09:40 PM
    Last: 8mo
    Costa Rica, Greece, and Spain are very affordable to live in. Especially Spain. I hear though, that Australia and New Zealand are expensive to live in because it cost more to get goods and resources there.
  • Mar 21, 2021 10:17 PM
    Last: 8mo
    Yeah I've done this twice, messing up the first time. Just stay on top of a payment plan, especially if it's a promotional 0% interest card.
  • Mar 28, 2021 06:11 PM
    Last: 8mo
    The go-to answer is tax havens in the Caribbean. But from what I can remember, they've made it more difficult in the past decade or so. Now the question is, what are these rich people doing now in order to evade paying their taxes? Is it still the same tax haven thing, but just smarter? Or have they figured out ways to avoid they taxman that are way different and sneaky?
  • Feb 17, 2021 04:05 PM
    Last: 9mo
    Old Sport Wrote:

    In my amateur opinion, things like these would only be a good idea if you have a concrete plan to pay off whatever you buy before the promotional period is up.

    I made a terrible mistake in my 20's and bought a bunch of stuff from [insert national chain TV & appliance store here] for "0% interest." I didn't pay my debt off in time and wound up paying easily 3 times as much as I would have if I'd simply saved up and bought my "toys" with cash.

    I personally shy away from these types of things after that experience, but they are a decent option for someone in a crunch now but are sure they can pay it off in full before the promotional period is up.

    Yikes. I would say just make sure you have automatic payments setup, and make sure you have enough in the account to cover it. I hear there are penalty fees and whatnot associated with not paying.
  • Mar 18, 2021 05:37 PM
    Last: 9mo
    therealsatoshi Wrote: Yep. Had a debate with a friend over the definition of 'upper class' and 'rich' and he was trying to make the case that 400k isn't rich. Welp I beg to differ and I'm sure so do the other 99% of us that don't make that.
    So true. Even 100k a year is rich to me.
  • Mar 20, 2021 02:11 PM
    Last: 9mo
    I believe I did this a long time ago. I've done these types of promotions many times. It definitely comes in hand as long as you're careful.
  • Mar 19, 2021 07:52 PM
    Last: 9mo
    Definitely doesn't feel like the right time to open a savings account. But like you said, they could just flip and change their minds.
  • Mar 17, 2021 08:11 PM
    Last: 9mo
    Since the IRS announced that they'd delay tax filing season by two weeks, but would be moving the due date back to the normal date of the 15th of April. When will you file? I'm planning on doing it ASAP just so I can get it over with, especially now that we are getting our checks in and what not. Are you gonna do anything different this time around? I don't think I really have to do anything different, just curious what others may be doing differently. Perhaps it might inspire me to make some changes with my filing as well.