Displaying 1 - 10 of 49 Forum Posts1 2 3 4 5 Next
  • Mar 30, 2021 09:17 PM
    Last: 8mo
    565

    I wonder the appetite Biden would have to consider and push this with him trying to do a huge infrastructure bill right now. Gotta think pretty little.

    Any idea what a recurring stimulus bill would cost?

  • Mar 28, 2021 03:43 PM
    Last: 8mo
    566
    Seems like credit card companies or online only banks have better checking accounts now.
  • Mar 20, 2021 04:46 PM
    Last: 9mo
    209

    If you do go off the beaten path and away from the big 3, T-Mobile, Verizon, AT&T and don't get unlimited data you can seriously save some money by going with a smaller company. They use the same towers so you get the same service.

    I won't say which one I got because I don't wanna shill for a single small provider, but I was with one of the big 3 and was paying $45/month for a single line, unlimited talk and text and 2GBs of data.

    Then I switched to a smaller one, one you hear about on podcasts ads for example, and now I have the EXACT same service but only pay $21/month. So that saves me $24/month or $288 a year!

    The downside is you can't lease on the cheapest plans so you have to buy the phone outright and they don't offer discounts on new phone purchases when you wanna upgrade in a few years. But if you are saving $300 a year that's fine with me.

  • Mar 01, 2021 04:38 PM
    Last: 9mo
    565
    I've already kinda spent mine.. now I just need the check. :|
  • Mar 17, 2021 01:13 AM
    Last: 9mo
    119
    Wondering the same thing. Keep hearing about NFTs but that seems like a crazy bubble to me. From my little research it seems like too much a gamble to 'invest' in anything outside of the top ten biggest ones unless you seriously do your research. But I hear about people getting insane returns from the smaller ones so that research can seriously pay off.
  • Mar 17, 2021 02:30 PM
    Last: 9mo
    168
    Debt and investments. About a 50/50 split between those. I did qualify for all of it just waiting on the final one.
  • Mar 17, 2021 03:41 PM
    Last: 9mo
    245

    There are many levels to explaining it but the simple way is yes, they do basically add money to the supply out of thin air when they do these stimulus packages, by both psychically printing money and adding to the tallies of total digital money, which in turn raises our national debt, which is borrowed from many places, like other countries for example.

    This dilutes the supply of US dollar in circulation, which definitely will cause some amount of inflation in the market because the more dollars out there, the less scarce and the more goods and services will cost. Simple supply and demand. But economists argue there are ways to 'ease' inflation with subsidies and other financial trickery.

    Some of it will work, at least temporarily. But there is no way around it, if you print trillions of new US dollars and add that to the current supply it will make the dollar weaker. Luckily its the world's currency standard and should remain so for a long time, so it's not insane to do. Basically we were forced to forego responsible economics because of a global economic catastrophe. Triage logic.

  • Mar 17, 2021 03:38 PM
    Last: 9mo
    155
    Which banks have the best interest rates for savings accounts right now? I currently have Capital One that has a 0.4% interest rate. Seemed pretty good at the time but realistically the yield is pretty low. Are there any out there that are better than that right now?
  • Dec 22, 2020 11:54 PM
    Last: 1yr
    4.1k

    Seems slim. Hard to follow the way the veto would work and what could happen. I don't know. I do think they should up it. Would be nice if they could figure out exactly who needs it the most and send them $2000. That amount could help. $600 on the other hand doesn't even cover rent for almost anyone.

    Small business owners, unemployed, those under a certain income, etc. .. I don't need $2,000 but I'll certainly take it.

  • Nov 30, 2020 05:21 PM
    Last: 1yr
    519
    I bundle auto and renters. Seems to save like $5-10/month. Minimal. Agree the best part here is one payment portal. Maybe if you expect expensive insurance on both sides you could save some money though.