Forum Thread

Common things that could delay your stimulus check


Reply to ThreadDisplaying 3 Posts
  • Are you sure you want to delete this post?
        

    The new $1400 stimulus checks are on the way and are already being received in many cases. Most of those who've already gotten the funds received it via direct deposit. But not everyone has a direct deposit account so many are simply relying on a traditional check through the mail. The first two times around that process was quite riddled with issues which caused many people to have to wait weeks, sometimes over a month to get their stimulus check. Oddly enough, the second stimulus came with many more issues than the first. But hopefully this time will be much smoother than before.

    The most important thing to remember when hoping to get your stimulus check asap is that the government can only do so much. That means you need to make sure everything is right on your end so there's no issues or delays on theirs. It should be a pretty seamless ordeal if you filed your 2020 tax return and have a bank account. If you have both of those things taken care of then you'll most likely get the $1400 check soon (if you fall within the guidelines of getting it).

    If you've moved since filing your 202 tax return then you need to call the IRS to provide them your new address. This could hold up your stimulus due to it being sent to the wrong address, then sent back, etc.

    If you legally didn't have to file a 2020 tax return then the IRS may not have all the information they need to send your stimulus. If this is the case, you may want to call the IRS or go ahead and file a 2020 tax return anyway so they can have your information and get the check to you.

    If the IRS doesn't have any direct deposit information for you then they will most certainly send a paper check. This isn't necessarily a delay, though worth noting since it will take much longer than direct deposit.

    These are just a few things I wanted to mention since I see them as the most common mistakes people are making that's causing delays to their stimulus checks. If anyone has anything they want to mention, please do.

  • Are you sure you want to delete this post?
        

    I unfortunately changed by bank account AND moved since I got the first one. My first check was direct deposited after I updated the info on the IRS site. Then my second check was mailed to me after it failed to send to my old bank account.

    And now they don't have my new bank acct info and they don't have my address. BUT as long as you do a change of address with the post office (which is what I just did as I only moved a few days ago) you should be fine.

    I have my mail forwarded to my new address too and will keep checking my old mail box for the next few weeks (until the key is changed) just in case it comes by then.

  • Are you sure you want to delete this post?
        
    WyattTown Wrote:

    I unfortunately changed by bank account AND moved since I got the first one. My first check was direct deposited after I updated the info on the IRS site. Then my second check was mailed to me after it failed to send to my old bank account.

    And now they don't have my new bank acct info and they don't have my address. BUT as long as you do a change of address with the post office (which is what I just did as I only moved a few days ago) you should be fine.

    I have my mail forwarded to my new address too and will keep checking my old mail box for the next few weeks (until the key is changed) just in case it comes by then.

    sounds like you should be good. I was in a similar situation and it got to me in just a week.