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free weekly credit reports


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  • WyattTown
    2021-03-29 05:51:14 PM
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    There's been a federal law in existence for a while now that guarantees you one free credit report every 12 months. And the place to go is the annual credit report website, which I just did, and I saw something interesting..

    Basically due to the current state of the economy, all credit bureaus are offering free weekly credit reports. So a credit report does not include your score for free but you can see everything good and bad and all your history for free on a regular basis, at least for the time being. And after that you can still use the site once a year for free.

    Also important to note that checking your credit in this way does not effect your credit score in any way.

  • PCmastersWin
    2021-03-29 10:28:35 PM
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    This is an excellent tip. Thanks for sharing. Everyone should keep up with their credit score on a regular basis. If anything it helps to make sure no one is messing with your name or anything.
  • Old Sport
    2021-03-30 01:29:55 PM
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    I'm all about being on top of my credit to make sure everything is on the up and up, but going over my report weekly seems a bit like overkill.

    My wife and I belong to an established credit monitoring agency and get monthly updates from them. We haven't had any red flags yet, so we tend to just check our report around the time we file our taxes each year.

    Is there a reason to follow it weekly or is this weekly thing just a bonus for people to use at their leisure?

  • WyattTown
    2021-03-30 09:10:51 PM
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    Old Sport Wrote:

    Is there a reason to follow it weekly or is this weekly thing just a bonus for people to use at their leisure?

    I would say every single week is overkill. But multiple times in a year is helpful, especially being free. For those in the market to purchase a house for example, your credit report is paramount and if you are in the process of having to wait for things to clean up on your report before you qualify for XYZ rate, or a loan at all, then one free report isn't exactly helpful. So not for everybody but many can benefit from multiple reports.
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