Member Blog Articles

Once you get your stimulus check from the government, you are free and clear to spend that money however you wish. If you don't need to immediately use that money on basic survival, like rent, food or utility bills to keep the lights on, here are five ideas on how to use your stimulus check that make good sense.

Tax season comes and you find yourself owing the government rather than getting a refund. Perhaps you owe more money to the U.S. government than you can afford. You're not alone, and many people have been there. The process can be intimidating, especially if you owe the government thousands of dollars.

Have you ever found yourself asking how you will be able to pay your rent, afford groceries, or get healthcare with the monthly budget you currently have? Has the stress of having to choose between paying your electricity bill or filling up your gas tank so you can get to work become a common occurrence? Are you living in an expensive city and struggling to find affordable housing?

There are many paths you can take when considering how, when and where to invest. Figuring out this process can be quite intimidating considering most all options have significantly different rules and outcomes. It's always a good idea to get advice from a financial advisor when it comes to creating or extending your existing portfolio.

The Downfalls of DebtEliminating debt as quickly as you can is one of the best ways to be smarter with money. Debt accrues interest, so the longer you carry debt, the more in debt you become. And if you find yourself ignoring your debt obligations completely, you will become even further in debt from late or nonpayment penalties, on top of ever-accruing interest.

Selling your unwanted stuff on the internet is easier than you think. Instead of thumbing through what seems like an endless list of categories on Craigslist, you can now sell your stuff with a few handy apps on your phone. Also, selling your unwanted stuff online is a great alternative to throwing it away or donating it to Goodwill.